Grant Cardone's Exclusive: How to Invest in Real Estate Without a Mortgage

American homebuyers are experiencing a financial squeeze due to elevated interest rates and persistently high home prices. Real estate mogul Grant Cardone recently shared his insights on YouTuber VladTV, predicting a significant shift in the housing market. According to Cardone, high mortgage rates are creating an environment where rental rates and home prices are expected to continue rising over the next decade.

“America Will Become a Renter Nation," Says Grant Cardone

Cardone has consistently warned about the trajectory of housing prices. He predicts, “America will become a renter nation. You will rent your cars, you will rent where you live, you might even rent your clothes in the future.” This shift could significantly impact how Americans view homeownership and rental living.

Exploring Real Estate Investment Without Heavy Debt

Despite the challenges in the current economic climate, there are still viable ways to invest in real estate without taking on substantial debt. Here are three strategies:

1. Crowdfunding Platforms for Real Estate Investment

   With mortgage rates around 7% in 2024, many prospective buyers feel priced out of the market. Grant Cardone previously mentioned, “The savior of America will not be lower prices, it will be longer mortgages.” He even speculated on the possibility of 100-year mortgages. However, crowdfunding platforms offer an alternative. These platforms allow you to invest in physical real estate by pooling small amounts of money from numerous investors. For instance, Arrived, backed by Jeff Bezos, enables you to invest in rental homes and vacation rentals with a low minimum investment. This approach eliminates the need for property management while providing rental income.

2. Invest in Real Estate Investment Trusts (REITs)

   REITs are companies that own and manage income-producing real estate like apartment buildings and shopping centers. By investing in REITs, you can earn regular dividend payments without dealing with the responsibilities of property ownership. Platforms like Fundrise offer access to eREITs, which include a portfolio of residential real estate assets. With investments starting at $10, Fundrise provides a simple way to benefit from real estate's income-generating potential.

3. Commercial Real Estate Investments

   For accredited investors, commercial real estate offers another investment avenue. Necessity-based properties, such as grocery stores and healthcare facilities, tend to provide consistent cash flow even during economic downturns. First National Realty Partners specializes in institutional-quality, grocery-anchored commercial properties. Their team manages the entire investment lifecycle, allowing investors to earn quarterly deposits from their investments.

These strategies highlight that real estate investment remains accessible and potentially lucrative, even in a challenging economic environment. By exploring options like crowdfunding, REITs, and commercial real estate, investors can navigate the market without incurring heavy debt.